Fliply – Terms of Service  
FLIPLY.MARKET TERMS OF SERVICE  
Last Updated: Apr 15, 2026  
1. Introduction  
These Terms of Service (“Terms”) govern your access to and use of the website, platform,  
applications, and all related services (collectively, the “Services”) provided by Fliply  
Technologies Ltd, a company incorporated under the laws of the British Virgin Islands (“Fliply  
Technologies Ltd,” “we,” “us,” or “our”), accessible through https://fliply.market (the “Site”) and  
any associated mobile applications, browser extensions, or other interfaces.  
These Terms, together with our Privacy Policy (available at https://fliply.market/privacy),  
constitute a binding agreement between you and us. By accessing, using, or otherwise  
interacting with the Services, you acknowledge that you have read, understood, and agree to be  
bound by these Terms and the Privacy Policy. If you do not agree to these Terms, you must  
immediately cease all use of the Services.  
IMPORTANT PLATFORM CLASSIFICATION NOTICE: Fliply is a skill-based prediction  
market aggregator and competitive tournament platform. Fliply is NOT a gambling, betting,  
wagering, casino, or lottery service. The Services involve prediction markets that require skill,  
knowledge, research, and analysis of publicly available information. Outcomes are determined  
by real-world events and user skill in analyzing publicly available information, not by chance.  
IMPORTANT NOTICE: PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR  
USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE  
BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER IN SECTION 16. IF  
YOU DO NOT AGREE, DO NOT USE THE SERVICES.  
2. Description of the Services  
2.1 Platform Overview  
Fliply is a prediction market aggregator and skill-based tournament platform built on the Solana  
blockchain. The Services enable users to participate in prediction market tournaments using  
trading pairs sourced from Polymarket. Fliply aggregates and displays prediction market data  
and organizes competitive tournament-style gameplay around these prediction markets.  
2.2 Regulatory Status  
Fliply does not operate a cryptocurrency exchange, securities exchange, derivatives  
exchange, or commodities exchange. Fliply is not registered as a broker-dealer,  
investment adviser, money services business, money transmitter, or payment services  
provider in any jurisdiction. Fliply does not provide financial, investment, legal, or tax advice.  
The Services are provided for entertainment and skill-based competition purposes. Nothing in  
the Services constitutes a solicitation to buy or sell any financial instrument, security,  
commodity, or digital asset.  
2.3 Polymarket Integration  
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All trading pairs, prediction markets, and market data displayed on the Services are sourced  
from Polymarket. The resolution, settlement, and dispute resolution of all prediction markets  
available on the Services are governed entirely by Polymarket’s rules, mechanisms, and oracle  
systems. Fliply does not independently resolve, settle, or adjudicate any prediction market  
outcomes. You acknowledge and agree that Fliply bears no responsibility for market resolution  
outcomes, and any disputes regarding market resolution must be directed to Polymarket  
through its prescribed dispute resolution process.  
2.4 Tournament Mechanics  
Fliply organizes skill-based tournaments using prediction market trading pairs sourced from  
Polymarket. Tournaments may include free-entry tournaments (“Freeroll Tournaments”) and  
paid-entry tournaments. Paid tournaments require an entry fee, from which Fliply charges a  
Platform Service Fee of 10%. The remaining entry fees constitute the tournament prize pool.  
Fliply reserves the right to modify the Platform Service Fee at any time with prior notice to users.  
Tournament prize pools constitute competition prizes awarded based on skill and  
prediction accuracy. Prize pools do not represent investment returns, dividends,  
profit-sharing arrangements, or any form of passive income. Participation in tournaments  
does not constitute an investment in Fliply or any affiliated entity.  
2.5 Fliply Points (FP)  
Fliply Points (“FP”) are a loyalty and engagement mechanism within the Fliply ecosystem. FP  
are earned through platform participation and may be used as entry currency for certain  
tournaments. FP have no monetary value, are not redeemable for cash or cryptocurrency,  
are not transferable, and are not connected to any token, cryptocurrency, or digital asset.  
Fliply makes no promises, representations, or guarantees regarding any future airdrop,  
token distribution, or conversion of FP into any form of value. FP are solely loyalty points  
and do not represent any equity, ownership, revenue share, or financial interest in Fliply or any  
affiliated entity. Fliply reserves the right to modify, suspend, or terminate the FP program at any  
time without prior notice or liability.  
2.6 Non-Custodial Nature  
Fliply does not hold, store, control, or have custody of your funds or digital assets at any  
time. Users authenticate via email through Privy, which creates an embedded wallet for each  
user. All funds are deposited, held, and managed within your Privy wallet, and all transactions  
are executed through the Privy wallet infrastructure. Fliply has no access to your private keys,  
cannot reverse or modify any transactions, and cannot access or control your wallet balance.  
You are solely responsible for the security and management of your Privy wallet and all  
associated credentials. Fliply does not guarantee the value, stability, or redeemability of any  
digital asset, including stablecoins such as USDC.  
2.7 Transaction Transparency  
All transactions conducted through the Services are recorded on the Solana blockchain and are  
publicly verifiable. Fliply is committed to full transaction transparency.  
3. Eligibility  
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3.1 Age Requirement  
You must be at least 21 years of age to access or use the Services. By using the Services, you  
represent and warrant that you meet this age requirement. We employ age verification  
measures and do not knowingly allow individuals under 21 to create accounts or use the  
Services. If you are accessing the Services on behalf of an entity, you represent and warrant  
that you have the legal authority to bind such entity to these Terms.  
3.2 Restricted Jurisdictions  
THE SERVICES ARE NOT AVAILABLE TO, AND SHALL NOT BE USED BY, ANY PERSON  
OR ENTITY IN A RESTRICTED JURISDICTION. A “Restricted Jurisdiction” includes, without  
limitation, the following:  
United States of America (including all territories and possessions);  
United Kingdom;  
European Union member states (including but not limited to France, Germany, Italy,  
the Netherlands, Belgium, Poland, Hungary, Slovakia, Spain, Portugal, Austria, Ireland,  
Sweden, Denmark, Finland, Czech Republic, Romania, Bulgaria, Croatia, Greece,  
Luxembourg, Malta, Cyprus, Slovenia, Estonia, Latvia, Lithuania);  
Any jurisdiction that prohibits or restricts cryptocurrency, digital asset trading,  
prediction markets, or online betting, including but not limited to Vietnam, China  
(mainland), Singapore, Australia, Thailand, Taiwan, Russia;  
Any jurisdiction where online prediction markets, contests of skill involving  
monetary prizes, or similar activities are prohibited or require licensing that Fliply  
does not hold;  
Any jurisdiction subject to comprehensive economic sanctions imposed by the  
United Nations, the U.S. Office of Foreign Assets Control (OFAC), the European Union,  
or the United Kingdom, including but not limited to Iran, Syria, Cuba, North Korea, and  
the Crimea, Donetsk, and Luhansk regions of Ukraine.  
If you are a resident, citizen, national, or agent of a Restricted Jurisdiction, or if you are  
accessing the Services from within a Restricted Jurisdiction (a “Restricted Person”), you are  
strictly prohibited from using, accessing, or interacting with the Services. The use of a virtual  
private network (“VPN”) or any similar tool to circumvent or attempt to circumvent these  
restrictions is strictly prohibited.  
Fliply reserves the right to update the list of Restricted Jurisdictions at any time by posting an  
updated version of these Terms on the Site. It is your responsibility to regularly review these  
Terms to ensure you remain eligible to use the Services.  
3.3 Sanctions Compliance  
By using the Services, you represent and warrant that you are not: (a) the subject of economic  
or trade sanctions administered or enforced by any governmental authority; (b) designated on  
any list of prohibited or restricted parties, including those maintained by OFAC, the United  
Nations Security Council, the European Union, or the United Kingdom; (c) located in,  
incorporated in, or a citizen of any sanctioned country; or (d) in violation of any applicable  
anti-money laundering or counter-terrorism financing laws or regulations.  
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You represent and warrant that the above representations remain true and accurate  
throughout the entire duration of your use of the Services. If at any time the above  
representations are no longer true, you must immediately cease using the Services and  
notify us at [email protected].  
4. Account Registration & Wallet  
4.1 Account Creation  
To access certain features of the Services, you must create an account by verifying your email  
address through our authentication provider, Privy. Upon successful email verification, an  
embedded wallet will be automatically created for you within the Privy infrastructure. You agree  
to provide accurate information and to keep your account credentials secure.  
4.2 Wallet Security  
You are solely responsible for maintaining the security and confidentiality of your account  
credentials, wallet access information, and any associated private keys or recovery phrases.  
Fliply does not have access to your private keys or wallet credentials and cannot recover your  
account if you lose your credentials. You agree to immediately notify us at [email protected] of  
any unauthorized use of your account or any other breach of security.  
4.3 Identity Verification  
Fliply currently does not require Know Your Customer (KYC) identity verification to access the  
Services. However, Fliply reserves the right to implement identity verification procedures  
at any time, including but not limited to KYC checks, if required by applicable law,  
regulation, or governmental order, or if Fliply determines such verification is necessary  
to comply with its legal obligations or to prevent fraud, money laundering, terrorist  
financing, or other illicit activity. If you fail to provide requested verification information within  
the timeframe specified by Fliply, your access to the Services may be suspended or terminated.  
4.4 Account Termination  
We may immediately suspend or terminate your access to the Services, at our sole discretion,  
without prior notice, if: (a) you violate these Terms; (b) you engage in prohibited conduct; (c) you  
access the Services from a Restricted Jurisdiction; (d) we are required to do so by applicable  
law or governmental order; or (e) we reasonably believe your account is associated with  
fraudulent or illicit activity.  
For termination for any reason other than the above, we will provide at least fifteen (15) days’  
prior notice via email. You may terminate your account at any time by contacting us at  
[email protected]. Upon termination, any unclaimed funds remaining in your Privy wallet  
remain accessible to you through Privy, independent of the Fliply Services.  
5. User Responsibilities & Prohibited Conduct  
5.1 Your Representations  
By accessing or using the Services, you represent and warrant that:  
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You are at least 21 years of age and have the legal capacity to enter into these Terms;  
You are not a Restricted Person and are not accessing the Services from a Restricted  
Jurisdiction;  
You comply with all applicable laws and regulations in your jurisdiction;  
You understand the risks associated with prediction markets, blockchain technology, and  
digital assets;  
You will not use the Services for any illegal, fraudulent, or unauthorized purpose;  
You possess sufficient knowledge and experience to engage with prediction markets and  
blockchain-based platforms;  
You acknowledge that participation in prediction market tournaments is skill-based and  
carries financial risk, including the potential loss of all funds committed;  
You are participating in the Services voluntarily and are not relying on any  
representations by Fliply regarding potential winnings or returns.  
5.2 Prohibited Conduct  
You agree not to:  
Violate any applicable laws or regulations through your access to or use of the Services;  
Use VPN software or any other tool to circumvent geographic restrictions or jurisdictional  
limitations;  
Engage in any fraudulent, deceptive, or manipulative activity, including but not limited to  
multi-accounting, collusion, wash trading, spoofing, or market manipulation;  
Exploit bugs, errors, or design flaws in the Services to gain an unfair advantage;  
Use bots, scripts, or automated tools to interact with the Services without prior written  
authorization;  
Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source  
code of any software used to provide the Services;  
Introduce any malware, viruses, or other harmful code to the Services;  
Attempt to gain unauthorized access to, interfere with, or disrupt the Services, servers,  
or networks;  
Harvest, scrape, or collect data from the Services using automated means;  
Use the Services to transmit any content that is defamatory, obscene, threatening,  
harassing, or otherwise objectionable;  
Impersonate any person or entity, or falsely state or otherwise misrepresent your  
affiliation with a person or entity;  
Engage in any activity that could damage, disable, overburden, or impair the functioning  
of the Services;  
Circumvent or attempt to circumvent any content-filtering, security measures, or access  
controls;  
Use the Services in any manner that would cause Fliply to violate any applicable law,  
regulation, or governmental order.  
5.3 Enforcement  
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We reserve the right, in our sole discretion, to investigate any suspected violation of these  
Terms and to take appropriate action, including but not limited to: (a) suspending or terminating  
your access to the Services; (b) disqualifying you from tournaments and forfeiting any  
associated prizes or FP; (c) reporting suspected illegal activity to law enforcement; and (d)  
pursuing any legal remedies available to us.  
6. Fees  
Fliply currently charges no fees for accessing or browsing the Services, no fees for individual  
predictions, and no fees on individual trades. Fliply charges a Platform Service Fee of 10% on  
tournament entry fees for paid tournaments. The Platform Service Fee is deducted from the  
tournament entry fee before the remaining amount is allocated to the tournament prize pool.  
You may also incur blockchain network transaction fees (gas fees) when depositing or  
withdrawing funds to or from your Privy wallet. These fees are determined by the Solana  
network and are not controlled by Fliply. Fliply is not responsible for any network fees incurred  
by you.  
Fliply reserves the right to introduce, modify, or discontinue any fees at any time. Material  
changes to fee structures will be communicated to users through the Site or via email at least  
fifteen (15) days prior to taking effect.  
7. Tournament Rules & Cancellation Policy  
7.1 Tournament Participation  
By entering a tournament, you agree to abide by the specific rules, format, and structure of that  
tournament as displayed on the Services at the time of entry. Tournament rules may vary and  
Fliply reserves the right to modify tournament structures at any time.  
7.2 Tournament Cancellation & Refunds  
Fliply may cancel, suspend, or modify a tournament in the following circumstances:  
Technical Failure: If a material technical error, system outage, or smart contract  
malfunction affects the fairness or integrity of a tournament, Fliply may cancel the  
tournament and refund all entry fees to participants.  
Insufficient Participation: If a tournament does not meet the minimum number of  
participants required, Fliply may cancel the tournament and refund all entry fees.  
Market Resolution Issues: If the underlying Polymarket prediction markets are  
cancelled, voided, or subject to dispute, Fliply may cancel or modify the affected  
tournament accordingly.  
Force Majeure: If events beyond Fliply’s reasonable control prevent the completion of a  
tournament, Fliply may cancel the tournament and refund entry fees on a pro-rata basis.  
Refunds of tournament entry fees will be processed to your Privy wallet within a reasonable  
timeframe. The Platform Service Fee may or may not be refunded at Fliply’s sole discretion  
depending on the circumstances of the cancellation.  
7.3 Tournament Disputes  
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If you have a dispute regarding a tournament result, you may submit a dispute request to  
[email protected] within seven (7) days of the tournament’s conclusion. Fliply will review the  
dispute and respond within fifteen (15) business days. Fliply’s decision on tournament disputes  
shall be final and binding, except as otherwise required by applicable law.  
8. Responsible Use  
Fliply is committed to promoting responsible participation on the platform. While the Services  
involve skill-based prediction market tournaments, we recognize that all activities involving  
financial commitment carry risk. We encourage all users to:  
Set Personal Limits: Only participate with funds you can afford to lose. Do not use  
funds designated for essential expenses such as rent, food, or debt repayment.  
Take Breaks: If you feel your participation is becoming excessive or compulsive, take a  
break from the Services.  
Seek Help: If you believe you may have a problem with compulsive participation, we  
encourage you to seek professional assistance.  
8.1 Self-Exclusion  
You may request voluntary self-exclusion from the Services at any time by contacting us at  
[email protected]. Upon receiving a self-exclusion request, we will suspend your account for  
the requested period (minimum 30 days, maximum 12 months, or permanent). During the  
self-exclusion period, you will be unable to participate in tournaments or access  
tournament-related features. Self-exclusion requests are irrevocable for the duration of the  
selected period.  
9. Risk Disclosures  
By using the Services, you acknowledge and accept the following risks:  
Financial Risk. Participation in prediction market tournaments involves financial risk.  
You may lose the entire amount of funds you commit to any tournament or prediction.  
Past performance is not indicative of future results. Tournament prizes are not  
guaranteed.  
Blockchain Risk. Transactions on the Solana blockchain are irreversible. Fliply has no  
ability to reverse, cancel, or modify any blockchain transaction. You are solely  
responsible for ensuring the accuracy of all transactions.  
Smart Contract Risk. The Services may interact with smart contracts that could contain  
vulnerabilities, bugs, or errors. Fliply does not guarantee the security or functionality of  
any smart contract.  
Regulatory Risk. The regulatory landscape for prediction markets, digital assets, and  
blockchain technology is evolving. Changes in applicable laws or regulations may  
adversely affect the availability or functionality of the Services.  
Third-Party Risk. The Services rely on third-party infrastructure and services, including  
Polymarket, Privy, and the Solana blockchain. Fliply has no control over and assumes no  
liability for the availability, security, or performance of these third-party services.  
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Digital Asset Volatility. The value of digital assets, including stablecoins such as  
USDC, is subject to volatility and may fluctuate significantly. Fliply does not guarantee or  
represent the value or stability of any digital asset.  
Tax Obligations. You are solely responsible for determining and fulfilling any tax  
obligations arising from your use of the Services, including reporting gains, losses, and  
any other tax-relevant events to the appropriate tax authorities in your jurisdiction.  
10. Intellectual Property  
10.1 Ownership  
Fliply and its licensors exclusively own all right, title, and interest in and to the Services,  
including all associated intellectual property rights, trademarks, trade names, logos, domain  
names, copyrights, patents, trade secrets, and proprietary technology. These Terms do not grant  
you any rights to use any Fliply brand features for any purpose.  
10.2 Limited License  
Subject to your compliance with these Terms, Fliply grants you a limited, non-exclusive,  
non-transferable, non-sublicensable, revocable license to access and use the Services for your  
personal, non-commercial use. This license does not include the right to modify, reproduce,  
distribute, create derivative works of, publicly display, publicly perform, or otherwise exploit the  
Services or any portion thereof.  
10.3 User Content  
If you submit, post, or otherwise make available any content through the Services (“User  
Content”), you grant Fliply a non-exclusive, worldwide, royalty-free, transferable, sublicensable  
license to use, copy, modify, create derivative works of, display, and distribute such User  
Content in connection with operating and providing the Services. You represent and warrant that  
you own or have all necessary rights to your User Content.  
10.4 Feedback  
If you provide feedback, suggestions, or ideas regarding the Services (“Feedback”), you agree  
that Fliply may freely use such Feedback without any obligation or compensation to you.  
11. Third-Party Services  
The Services may contain links to, integrate with, or otherwise provide access to third-party  
websites, applications, services, or resources (“Third-Party Services”), including but not limited  
to Polymarket, Privy, and the Solana blockchain network. Fliply does not control, endorse, or  
assume any responsibility for the content, privacy policies, practices, availability, or performance  
of any Third-Party Services.  
Your use of any Third-Party Services is at your own risk and subject to the terms and conditions  
and privacy policies of those third parties. Fliply shall not be responsible or liable for any loss or  
damage arising from your use of or reliance on any Third-Party Services.  
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12. Modifications  
12.1 Modifications to the Terms  
We reserve the right to modify these Terms at any time. Modified Terms will be posted on the  
Site with an updated “Last Updated” date. For material changes that significantly affect your  
rights or obligations, we will provide at least thirty (30) days’ prior notice via the Site or  
email and may require your affirmative acceptance. For non-material changes, your  
continued use of the Services after posting constitutes acceptance. If you do not agree to the  
modified Terms, you must immediately cease using the Services.  
12.2 Modifications to the Services  
We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time,  
with or without notice, for any reason. We shall not be liable to you or any third party for any  
modification, suspension, or discontinuation of the Services.  
13. Disclaimers  
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES  
OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST  
EXTENT PERMITTED BY APPLICABLE LAW, FLIPLY DISCLAIMS ALL WARRANTIES,  
INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY,  
FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND QUIET  
ENJOYMENT.  
FLIPLY DOES NOT WARRANT THAT: (A) THE SERVICES WILL BE UNINTERRUPTED,  
TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS OBTAINED FROM USING THE  
SERVICES WILL BE ACCURATE OR RELIABLE; (C) ANY DEFECTS IN THE SERVICES WILL  
BE CORRECTED; (D) THE SERVICES WILL BE FREE OF VIRUSES OR OTHER HARMFUL  
COMPONENTS; OR (E) ANY CONTENT, DATA, OR DIGITAL ASSETS WILL BE SECURE OR  
NOT OTHERWISE LOST OR DAMAGED.  
FLIPLY IS NOT A FINANCIAL ADVISOR, BROKER, DEALER, EXCHANGE, OR GAMBLING  
OPERATOR. NOTHING CONTAINED IN THE SERVICES CONSTITUTES FINANCIAL,  
INVESTMENT, LEGAL, OR TAX ADVICE. YOU SHOULD CONSULT QUALIFIED  
PROFESSIONALS BEFORE MAKING ANY FINANCIAL DECISIONS.  
14. Limitation of Liability  
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL  
FLIPLY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR  
LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL,  
EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR  
LOSS OF PROFITS, REVENUES, DATA, GOODWILL, USE, OR OTHER INTANGIBLE  
LOSSES, ARISING OUT OF OR IN CONNECTION WITH: (A) YOUR USE OF OR INABILITY  
TO USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON  
THE SERVICES; (C) ANY UNAUTHORIZED ACCESS TO OR USE OF YOUR ACCOUNT OR  
DATA; (D) ANY CHANGE IN VALUE OF ANY DIGITAL ASSET; (E) ANY BLOCKCHAIN  
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TRANSACTION OR SMART CONTRACT INTERACTION; OR (F) ANY OTHER MATTER  
RELATED TO THE SERVICES.  
IN NO EVENT SHALL FLIPLY’S AGGREGATE LIABILITY ARISING OUT OF OR IN  
CONNECTION WITH THESE TERMS OR THE SERVICES EXCEED THE GREATER OF: (I)  
ONE HUNDRED U.S. DOLLARS (US$100); OR (II) THE TOTAL FEES PAID BY YOU TO  
FLIPLY IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE  
CLAIM.  
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN  
DAMAGES. IN SUCH JURISDICTIONS, FLIPLY’S LIABILITY SHALL BE LIMITED TO THE  
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.  
15. Indemnification  
You agree to defend, indemnify, and hold harmless Fliply and its officers, directors, employees,  
agents, affiliates, and licensors (the “Fliply Parties”) from and against any and all claims,  
damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising  
out of or relating to: (a) your access to or use of the Services; (b) your violation of these Terms  
or any applicable law or regulation; (c) your User Content; (d) any dispute between you and any  
third party; or (e) your negligence or willful misconduct.  
16. Governing Law & Dispute Resolution  
16.1 Governing Law  
These Terms and any action or dispute arising out of or relating to these Terms shall be  
governed by and construed in accordance with the laws of the British Virgin Islands, without  
regard to conflict of laws provisions. The exclusive jurisdiction for any disputes not subject to  
arbitration shall be the courts of the British Virgin Islands.  
16.2 Mandatory Arbitration  
Any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or the  
breach, termination, enforcement, interpretation, or validity thereof (“Dispute”) shall be resolved  
exclusively through binding arbitration conducted under the British Virgin Islands Arbitration Act.  
The arbitration shall be conducted in the English language by a single arbitrator mutually agreed  
upon by the parties, or if the parties cannot agree within thirty (30) days, appointed in  
accordance with the BVI Arbitration Act. The seat of arbitration shall be the British Virgin  
Islands.  
16.3 Pre-Arbitration Dispute Resolution  
Before initiating any arbitration proceeding, the disputing party must first send a written notice  
describing the nature of the claim and the desired resolution to the other party. If directed to  
Fliply, such notice shall be sent to [email protected]. The parties shall use good-faith efforts to  
resolve the dispute within sixty (60) days of receipt of such notice before commencing  
arbitration.  
16.4 Class Action Waiver  
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YOU AND FLIPLY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY  
IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER  
IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. Unless both  
you and Fliply agree otherwise, the arbitrator may not consolidate or join more than one  
person’s claims and may not preside over any form of consolidated, representative, or class  
proceeding.  
16.5 Exceptions  
Notwithstanding the foregoing: (a) either party may seek injunctive or other equitable relief in a  
court of competent jurisdiction to prevent the actual or threatened infringement of intellectual  
property rights; and (b) disputes that qualify for small claims court may be brought in such court.  
17. Compliance with Legal Orders  
In the event that Fliply is required by any governmental authority, court order, or  
applicable law to freeze, seize, restrict access to, or disclose information about funds,  
accounts, or transactions, Fliply shall comply with such requirements without liability to  
you. Fliply shall not be responsible for any losses, damages, or delays resulting from  
compliance with any such legal requirement. You agree to cooperate fully with any such  
investigation or legal process.  
18. Notices  
Any notices or communications required or permitted under these Terms shall be delivered as  
follows:  
To You: Via the email address associated with your account, or by posting a notice on  
the Site. Notices sent by email are deemed received on the date of transmission. Notices  
posted on the Site are deemed received upon posting.  
To Fliply: By email to [email protected] with the subject line “Legal Notice.” Notices to  
Fliply are deemed received upon confirmed receipt.  
19. General Provisions  
19.1 Entire Agreement  
These Terms, together with the Privacy Policy, constitute the entire agreement between you and  
Fliply regarding the Services and supersede all prior agreements, understandings, and  
communications, whether written or oral.  
19.2 Severability  
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision  
shall be deemed severable and shall not affect the validity and enforceability of the remaining  
provisions. The unenforceable provision shall be replaced by an enforceable provision that  
comes closest to the intent of the original.  
19.3 Waiver  
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The failure of Fliply to enforce any right or provision of these Terms shall not constitute a waiver  
of such right or provision. Any waiver must be in writing and signed by an authorized  
representative of Fliply.  
19.4 Assignment  
You may not assign or transfer any of your rights or obligations under these Terms without the  
prior written consent of Fliply. Fliply may freely assign or transfer these Terms without restriction.  
19.5 No Third-Party Beneficiaries  
These Terms do not create any third-party beneficiary rights in any individual or entity that is not  
a party to these Terms.  
19.6 Force Majeure  
Fliply shall not be liable for any delay or failure in performance resulting from causes beyond its  
reasonable control, including but not limited to acts of God, natural disasters, war, terrorism,  
epidemics, government actions, blockchain network failures, power outages, or internet  
disruptions.  
19.7 Survival  
The following sections shall survive any termination or expiration of these Terms: Section 5  
(User Responsibilities & Prohibited Conduct), Section 8 (Responsible Use), Section 9 (Risk  
Disclosures), Section 10 (Intellectual Property), Section 13 (Disclaimers), Section 14 (Limitation  
of Liability), Section 15 (Indemnification), Section 16 (Governing Law & Dispute Resolution),  
Section 17 (Compliance with Legal Orders), and Section 19 (General Provisions).  
20. Contact Us  
If you have any questions, concerns, or complaints regarding these Terms or the Services,  
please contact us at:  
Fliply Technologies Ltd  
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